Bitcoin Financial Planning

Bitcoin Financial Planning

Most financial advisors either ignore Bitcoin or don't understand it. We've been helping clients integrate Bitcoin into comprehensive financial plans for years — thoughtfully, tax-efficiently, and with the same values-first approach we bring to everything we do.

Our Approach

How We Think About Bitcoin

Bitcoin is a core competency at Intentional Living Financial Planning — not an afterthought. Jim Crider has been featured on Bitcoin Fundamentals with Preston Pysh, spoke at the Bitcoin Conference 2025 in Las Vegas and in Amsterdam, and has appeared on dozens of podcasts discussing how Bitcoin fits within a comprehensive financial plan.

We don't approach Bitcoin as speculation or hype. We evaluate it the same way we evaluate any asset — through the lens of your goals, your risk tolerance, your tax situation, and your overall plan. If it belongs in your portfolio, we'll help you integrate it thoughtfully. If it doesn't, we'll tell you that too.

Bitcoin Planning Services

What We Help With

From allocation to estate planning, we address every dimension of how Bitcoin fits into your financial life.

Allocation & Portfolio Integration

How to size a Bitcoin position alongside stocks, real estate, business equity, and retirement accounts within your overall portfolio.

Tax Planning for Bitcoin

Bitcoin is treated as property by the IRS. We help with short-term vs. long-term capital gains, tax-loss harvesting, timing of sales, and coordination with your CPA.

Custody Options

From exchanges to self-custody hardware wallets, multi-signature setups, and Bitcoin ETFs in retirement accounts — we help you choose what fits your situation.

Bitcoin in Estate Plans

Self-custody requires clear key access instructions for heirs. We coordinate with your estate attorney to make sure your Bitcoin is protected and transferable.

Bitcoin in Retirement Accounts

Bitcoin ETFs in IRAs and 401(k)s offer tax-deferred or tax-free (Roth) growth. We help you evaluate whether this belongs in your retirement strategy.

Education for Families

We help spouses and children understand Bitcoin, facilitate family conversations about digital assets, and provide resources so everyone is on the same page.

Let's Talk About Bitcoin in Your Plan

Schedule a complimentary 15-minute conversation to discuss how Bitcoin fits — or doesn't — within your financial plan.

Schedule a ConversationCall 830-624-5311

Align Your Money With What Is Most Important In Your Life