Intentional Entrepreneur
Helping Business Owners Navigate From Build to Exit
Your business is your life's work. Based in New Braunfels, Texas and serving business owners nationwide, we help ensure it builds the personal wealth and freedom you deserve.
What We Help With
From Daily Operations to Long-Term Wealth
Running a business is all-consuming. We bring structure to the personal financial side so your business success translates into lasting personal wealth.
Business Exit Planning
Plan for the single largest financial event of your life. We help you maximize your exit outcome, minimize taxes, and transition with confidence.
S-Corp Tax Optimization
Structure your salary, distributions, and entity elections to minimize self-employment and income taxes while staying compliant.
Section 199A QBI Deduction Strategy
Maximize your qualified business income deduction through intentional planning around income thresholds, entity structure, and W-2 wages.
Succession Planning
Build a transition plan that protects your business value, your employees, and your family — whether you’re passing it on or selling outright.
Tax Planning
Proactive, multi-year tax strategies that go far beyond filing — including estimated payments, retirement account optimization, and entity-level planning.
Cash Flow Planning
Draw a clear line between business cash flow and personal spending so you know exactly what your business is producing for your family.
Investment Management
Goals-based portfolio management that accounts for the concentrated risk of having your net worth tied to your business.
Equity Compensation Strategy
Navigate stock options, RSUs, and other equity compensation to maximize value and minimize tax exposure.
Estate Planning
Coordinate your estate documents, buy-sell agreements, and wealth transfer strategy to protect your family and your business legacy.
Real Estate Strategy
Evaluate business-owned real estate, rental properties, and 1031 exchanges as part of your total financial picture.
Bitcoin Consulting
Thoughtful guidance on how Bitcoin fits into your portfolio alongside your business assets, including allocation, custody, and tax implications.
Debt Management Strategy
Evaluate business and personal debt to build a payoff strategy that doesn’t compromise growth or personal financial goals.
Business Scaling Strategy
Financial modeling and planning to support sustainable growth without overextending your personal finances.
Business Launch Planning
Starting a business is exciting — but the financial decisions you make early on have lasting consequences. We help with vision clarity, business plan development, revenue modeling, scaling strategy, entity election, and building a financial foundation that supports both the business and your family from day one.
Entity Structure Optimization
The right entity structure — whether that’s an S-Corp, C-Corp, partnership, sole proprietorship, or LLC — depends on your income, growth trajectory, liability exposure, and tax situation. We evaluate your current structure and recommend changes when a different election would save you money or better protect your interests.
Benefits & Open Enrollment Planning
Whether you’re on a spouse’s employer plan, buying individual coverage, or offering benefits through your own business, we help you evaluate your options at open enrollment. This includes health insurance plan selection, HSA and FSA strategy, and coordination across multiple coverage sources.
Coordination With CPAs, Attorneys & Other Advisors
We work alongside your existing team to make sure business and personal financial decisions are fully aligned.
Our Approach
Your Business Builds Wealth — We Help You Keep It
Business owners pour everything into their companies, but too often the personal financial plan gets pushed aside. Cash flow mixes with personal spending, tax strategy is reactive, and the eventual exit — the single largest financial event of your life — arrives without a plan.
We work alongside you to draw a clear boundary between business finances and personal wealth. Together we build a strategy that protects your family, reduces your tax burden, and positions you for a transition that rewards the years of effort you have invested.
Whether you're scaling in San Antonio, preparing for a sale in Austin, or thinking about succession anywhere across Texas and beyond — we make sure your personal financial life is as well-run as your business.
Who Is This For
Built for Business Owners
This service is designed for entrepreneurs and business owners whose company is a major component of their net worth. Whether you are in growth mode, preparing for an exit, or navigating succession, you need a financial plan that accounts for the complexity your business creates.
- You own or co-own a business and your personal finances are deeply tied to its performance
- You want a clear separation between business cash flow and personal wealth building
- You are thinking about succession, a sale, or a transition and want to maximize the outcome
- You need a financial partner who coordinates with your CPA, attorney, and other advisors
“As a business owner, I needed someone who understood both sides of the equation. Jim approaches financial planning on a truly individual basis, taking the time to understand my personal goals and dreams. His guidance has been invaluable in keeping that dream alive.”— Verified Client Review via WealthTender
FAQ
Common Questions From Business Owners
Ideally, 3 to 5 years before you plan to sell or transition. Exit planning isn’t just about finding a buyer — it’s about maximizing business value, minimizing the tax hit, and making sure the proceeds translate into lasting personal wealth and freedom. The earlier you start, the more options you have.
It starts with clarity around cash flow — knowing exactly what your business produces, what you need personally, and where the overlap is creating risk or inefficiency. We help you draw that line clearly so you can make better decisions on both sides.
It depends on your entity structure, income level, and tax situation. For S-corp owners, the salary-versus-distribution balance directly affects your self-employment tax liability. We work with your CPA to find the right mix that minimizes taxes while keeping you compliant.
Through proactive planning — not just filing. We look at entity structure, retirement account contributions, the Section 199A QBI deduction, cost segregation on real estate, charitable strategies, and multi-year tax projections to reduce your total tax burden over time, not just in a single year.
That’s common — and it creates concentrated risk. If the majority of your net worth is tied up in your business, a downturn or failed exit could be devastating. We help you diversify over time, protect your family, and build personal wealth outside of the business so you’re not dependent on a single outcome.
Absolutely. We coordinate with your existing professional team — CPA, estate attorney, business attorney, insurance advisors — to make sure every decision is aligned. No one operates in a silo.
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Schedule a conversation to see how we can help you turn your business success into lasting personal wealth and freedom.
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