Nationwide · Virtual Planning

Fee-Only Fiduciary Financial Planning, Wherever You Are

About half the families we work with live outside Texas. Modern financial planning doesn't require a handshake in the same room — it requires the right advisor, on your side of the table, wherever that table happens to be.

You Don’t Have to Settle for the Advisor Down the Street

For a long time, choosing a financial advisor meant choosing from whoever happened to have an office nearby. That made sense when planning required filing cabinets and in-person signatures. It doesn’t anymore. The most important question isn’t whether your advisor is local — it’s whether they’re a true fee-only fiduciary, whether they have the depth to handle what’s actually complex about your situation, and whether you trust them.

We’re based in New Braunfels, Texas, but roughly half the people we serve are spread across the country. They came to us not because we were close, but because they wanted a fee-only fiduciary who works the way they want to work: thoughtfully, transparently, and without the conflicts of interest baked into commission-based firms. Geography stopped being the deciding factor, and for most people it should.

How We Work With Clients Nationwide

Working together from a distance changes almost nothing about the substance of the relationship. We still start where we always start — with your values, your goals, and what you actually want your money to do for your life. We still build a clear, actionable plan rather than a binder that sits on a shelf. And we’re still a fiduciary, legally bound to act in your best interest, every bit as much for a client in another state as for one across town.

What’s different is simply the medium. Meetings happen over secure video instead of across a conference table. Documents move through encrypted, organized digital channels instead of a stack of folders. And because so much of what we do — tax strategy, retirement income planning, business and exit planning, estate coordination — happens in models and projections rather than in a physical office, the work itself translates seamlessly to a virtual relationship. Many clients find the video format actually makes meetings easier to schedule and easier to bring a spouse or business partner into, no matter where everyone happens to be that day.

What We Help Nationwide Clients With

Our work spans the full picture: tax planning built into every decision rather than bolted on at year-end, investment management aligned to your goals, retirement income strategy, estate planning coordination, business and business-exit planning for owners, real estate consulting, and cash flow planning. For clients with more specialized situations — practice owners navigating the SSTB rules, business owners planning a sale years out, families coordinating a multi-state move in retirement — the depth is the point. We go nerdy on the details so you don’t have to.

The framework is the same wherever you live: Values → Goals → Decisions → Actions. We help you articulate what’s genuinely important to you, then use your money to pursue it efficiently and effectively. The Statement of Financial Purpose that anchors our work isn’t a Texas thing — it’s the foundation of every relationship we build, in any state.

How Virtual Planning Works

The Same Relationship, From Anywhere

Distance changes the logistics, not the planning. Here’s what working together looks like wherever you live.

We Meet by Video

Face-to-face conversations over secure video. Easy to schedule, easy to bring your spouse or business partner in from anywhere, and every bit as personal as sitting across a desk.

Documents Stay Secure & Organized

Encrypted, organized digital channels for sharing statements, tax documents, and your plan. No mailing sensitive paperwork, no lost folders — everything in one secure place you can access anytime.

The Same Fiduciary Relationship

Distance changes the medium, not the substance. You get the same fee-only, conflict-free, legally-binding fiduciary relationship as any client — proactive meetings, action sprints between them, and real access in between.

Ready to Talk?

Wherever you are, the first conversation is free — and there’s no pressure. Let’s find out if we’re the right fit.

Fee-only fiduciary • No commissions • Always on your side of the table