Clean House or Cleaning House

I like a clean floor around the house. With 3 little boys, 2 playful adults, and a dog, it’s hard to keep the floors spick-and-span longer than a couple of days (hours, really). A few days back, Daphne, our dog, tracked in a good amount of grass from the yard and scattered it in the entry of our house. Atticus, my 3-year-old, decided he wanted to help me vacuum the mess. He was a big help for about 90 seconds, but once most of the major mess was sucked up he began bringing in new dirt and food crumbs and creating new messes to vacuum. He likes the sound of the vacuum sucking up big pieces of dirt, and who can blame him, it’s a satisfying sound. However, he lost sight of the goal and got sucked into (no pun intended) the task. The goal was a clean house, not to vacuum. The vacuum was just the tool. Remember this as you think about your money and your work. It may save you a lot of unnecessary messes.

The How and Why of Goals | Intentional Living Podcast Ep 5

The How and Why of Goals

Episode 5 of the Intentional Living Podcast with Jim Crider & Cade Grimm

What’s This Episode About?

Jim Crider and Cade Grimm dive deep into what goals are really for — and why so many people set them the wrong way. From New Year’s resolutions that fade by February to goal lists disconnected from real purpose, this episode explores how to build goals that actually create momentum and meaning.

Understanding the Real Role of Goals

Q: Why do most people fail at goal-setting?

A: Because they start at the wrong place. Jim explains that goals should flow from values — the deeper motives behind what matters most. Without this anchor, people chase arbitrary goals that look impressive but don’t bring fulfillment.

Example: Jim once had a goal to own a private airplane, but what he truly valued was ease of travel. Once he recognized that, the entire goal shifted.

The Framework: Values → Goals → Decisions → Actions

Q: What’s the right order for lasting change?

  1. Values — Identify what’s truly important.
  2. Goals — Translate those values into tangible objectives.
  3. Decisions — Weigh trade-offs and opportunity costs.
  4. Actions — Take consistent, aligned steps forward.

Most people skip the first two and live in “reaction mode,” bouncing between quick decisions and short-term action without direction.

Are Goals Enough?

Q: If I just write down my goals, will that work?

A: Not by itself. The purpose of a goal isn’t to chain you to a single outcome — it’s to clarify your next best step.

“What’s the one thing I can do such that by doing it, everything else becomes easier or unnecessary?” — The One Thing by Gary Keller & Jay Papasan

SMART Goals Still Matter

Jim and Cade revisit the classic SMART goal formula — Specific, Measurable, Achievable, Relevant, and Time-bound. Writing goals down increases your odds of success by 42%, and sharing them with someone boosts it to 64%.

But beware: publicly announcing goals can actually hurt your follow-through. Research from Peter Gollwitzer shows that sharing goals too soon gives your brain a premature dopamine hit — a sense of accomplishment before you’ve done the work.

Accountability That Actually Works

Q: Should I share my goals on social media?

A: Probably not. Public praise gives a short-term dopamine rush that replaces the satisfaction of progress. Instead, share with an accountability partner who asks:

  • “How many miles did you run this week?”
  • “What actions did you take toward your goal?”

That’s accountability — not applause.

Small Wins Build Big Momentum

Jim points to the “Couch to 5K” method as a model: start with micro-actions like putting on your shoes. Those tiny, consistent wins create momentum and confidence. Cade compares it to the debt snowball method — early victories keep motivation alive.

Bringing It Home: Goals That Reflect Your Life

Jim and his wife Kendra practice this every year through a “goal box.” They list what they’re thankful for, set new goals, and revisit last year’s progress together — keeping everything rooted in faith, family, and growth.

Cade and his wife use a shared note on their phones, checking in on family and personal goals together. Both remind us that gratitude keeps you grounded and reflection keeps you from drifting into autopilot.

Takeaways from This Episode

  • Start with why. Every meaningful goal begins with clear values.
  • Anchor goals in your season. Let them inform your next step, not your forever plan.
  • Write them down. Written goals increase focus and accountability.
  • Share selectively. Tell people who will truly hold you to it.
  • Celebrate small wins. Progress compounds through consistency.

Favorite Moment

“The purpose of a goal is to inform the best next step — not to chain you to a future outcome.” — Jim Crider

Listen & Subscribe

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Follow Jim & Cade as they unpack faith, finance, and intentional living each week.


Episode Info

  • Hosts: Jim Crider & Cade Grimm
  • Series: The Intentional Living Podcast
  • Episode: 5 — The How and Why of Goals
  • Publisher: Intentional Living FP
  • Published: October 28, 2025
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